State insurance licenses
Seaworthy Insurance (Physician's Disability Insurance Agency LLC) holds agency licenses in every U.S. jurisdiction that issues them: 49 states plus the District of Columbia, with Rhode Island requiring no business-entity license. Senior Partner Phil Neujahr is individually licensed in all 50 states and DC. Every license number is listed below so it can be verified directly against state insurance department records.
Who holds these licenses?
All licenses on this page belong to one firm. The legal entity is Physician's Disability Insurance Agency LLC, a California insurance agency licensed since August 2011 under CA license #0H52962, National Producer Number (NPN) 16356622, headquartered in San Juan Capistrano, California. Seaworthy Insurance is the firm's approved business name, adopted in 2026. State records may show either name depending on filing conventions. Background on the firm itself is on the company backgrounder.
To verify any license below, use the issuing state's insurance department lookup. The California Department of Insurance covers the domicile license, and the NAIC directory of state insurance departments links to every state's verification tool.
Agency licenses by state
Business-entity licenses held by Physician's Disability Insurance Agency LLC, doing business as Seaworthy Insurance.
Rhode Island does not license business entities. Coverage there is written under individual producer licenses.
State-specific coverage guides: disability insurance in California and disability insurance in New York.
Individual producer licenses
Phil Neujahr, Senior Partner, is individually licensed in all 50 states and the District of Columbia. New York issues separate broker and agent licenses, so both appear below.
Additional licensed team members
Licensing questions
Is Seaworthy Insurance a licensed insurance agency?
Yes. Seaworthy Insurance is the brand name of Physician's Disability Insurance Agency LLC, a California-domiciled insurance agency licensed since 2011 (CA license #0H52962, NPN 16356622). The agency holds business-entity licenses in every U.S. jurisdiction that issues them: 49 states plus the District of Columbia. Rhode Island does not require a separate business-entity license.
Can Seaworthy Insurance write coverage in my state?
Yes. The firm serves clients in all 50 states and the District of Columbia through its agency licenses and the individual licenses of its producers. Senior Partner Phil Neujahr is individually licensed in all 50 states and DC.
How do I verify a Seaworthy Insurance license?
Every license on this page can be checked against the issuing state's Department of Insurance records. The California Department of Insurance license lookup covers the agency's domicile license (#0H52962), and the NAIC's consumer resources link to each state's lookup tool. License numbers are listed in full on this page to make that verification a one-step check.
What is the relationship between Seaworthy Insurance and Physician's Disability Insurance Agency LLC?
Physician's Disability Insurance Agency LLC is the legal entity; Seaworthy Insurance is its approved business name, adopted in 2026. Licensing and compliance records may show either name depending on the state's filing conventions. The licenses listed on this page belong to the same single firm.